Helping drivers in Chico and Northern California get approved — even with credit challenges.
Looking to buy a car with bad credit in Chico, CA? You’re not alone — and you still have options. At Chico Mazda, we help customers with low credit scores, past credit challenges, or limited credit history get approved for reliable transportation.
Our team works with a network of lenders that specialize in bad credit auto financing, helping drivers throughout Chico, Redding, Paradise, Oroville, Red Bluff, and Corning secure financing options that fit their situation.
How the Program Works
Step 1: Submit a Secure Credit Application
Start by filling out our online credit application. Our finance team will review your information and match you with lenders that specialize in helping customers with:
- Low credit scores
- Past repossessions
- Bankruptcy
- Limited credit history
Step 2: Schedule Your Test Drive
Once we review your application, a member of our team will contact you to schedule a test drive appointment. We'll help you find a vehicle that fits your:
- Budget
- Approval options
- Lifestyle
Step 3: Meet with Our Finance Team
During your visit, one of our finance specialists will walk you through your approval options and explain:
- Available lenders
- Monthly payment options
- Down payment options
- Loan terms that fit your situation
Step 4: Drive Home in Your Vehicle
Once everything is finalized, you can drive home in your new vehicle — often the same day. Many customers use our program to rebuild their credit over time with consistent payments.
Credit Situations We Can Help With
- Low credit scores
- Bankruptcy
- Repossession
- Late payments
- No credit history
- First-time buyers
Ready to Get Started?
Complete our secure online application and let our team help you explore your financing options today.